Have you recently had a tree fall on your property after a storm? Do you feel that it’s threatening your safety? If so, then you need to start by learning all that you can about an emergency tree service.
Homeowners generally have several questions surrounding the topic. Does home insurance cover tree removal? What does emergency tree removal entail? How quickly can they get out to see me? Is it safer than if I did it myself?
See below for an in-depth guide on emergency tree removal and what is and is not covered by your home insurance policy.
What is an Emergency Tree Removal Service?
Perhaps you’ve recently had a tree fall down on your property that’s cutting off your pathway to get out. Maybe your tree is currently leaning after a storm and you feel like you narrowly escaped big trouble.
Whatever the case might be, you have a tree that needs to be removed quickly. As the name would imply, that’s when an emergency tree removal service can come in handy.
But when do you know that your situation is deemed an “emergency”? If your tree is leaning at least 15-degrees from the upright position, it needs to be taken out or cut down. When leaning that much, it’s only a matter of time before the tree topples over.
When you reach out for our emergency removal services, we’ll send out a crew, cranes, and all of the appropriate equipment to get the job done. We respond quickly and efficiently to ensure your family is safe.
Our services are licensed, bonded, and insured to eliminate any risk from the equation. We have very competitive rates and always provide a free written estimate for our services. Our focus isn’t on profiting from your emergency, it’s removing the danger from your residential, commercial, or municipal property.
Does Home Insurance Cover Tree Removal?
We know what you’re thinking: am I going to have to pay for this tree removal myself? The answer depends on the situation.
If you’re experiencing an emergency, then the tree needs to be removed as soon as possible. If it’s blocking your way or threatens to topple over on your property, it could severely harm you or your family.
Homeowners’ insurance does cover the cost of tree removal, but it depends on the circumstances. Your home insurance will typically cover incidents such as:
- Snow buildup
- Ice buildup
That said, the tree has to land on a structure that’s insured by the policy for it to qualify. If the tree were to land on the ground around your home, the homeowners’ insurance provider most likely would not cover the cost of the tree removal.
There are a few instances where the insurance provider will pay for tree removal regardless of where it falls. They will pay for the removal of the tree’s damage was due to severe conditions such as a lightning strike, a fire, or someone vandalizing your property.
The provider will also cover any repairs that need to be made, such as fixing a fence after the tree has fallen on it.
The Benefits of Emergency Tree Removal
A tree falling on your property can be a life-altering experience. See below for several benefits of contacting us for emergency tree removal.
Communication With Your Insurance Agency
Remember all of those fine lines that we just mentioned in the previous segment? It can be a headache to convince your provider that your tree removal qualifies as a valid claim.
We can help with that! We can work with your insurance company on any emergency tree removal claims to ensure they understand exactly what happened.
We’ll let them know where the tree fell, why the situation qualifies as an emergency, and how much it costs to repair. Leave all of the back and forth to us; we’ll help get everything straightened out!
Imagine the horror of hiring an emergency tree removal service, then having them tell you that they can’t make it out to you right away.
Believe it or not, this happens. That’s why you need to make sure you hire the right tree removal service. We pride ourselves on delivering timely results; we’ll show up with all our cranes, crews, and gear ready to respond to whatever the situation is.
In no time at all, that tree will be removed. We’ll help you get everything squared away so that your insurance provider gives you the necessary funds for repairs as well.
Believe it or not, it can still get worse. If you accidentally hire an emergency tree removal company without insurance of their own, they might cause more financial stress.
For example, let’s say that they come out to remove a tree that’s leaning and make a mistake. As a result, the tree does damage to your house or fence. Since they aren’t insured, you’ll be the one forced to pay for repairs.
Here at P’n’D Logging and Tree Service, we’re licensed, bonded, and insured to eliminate any risk for our clients. You’ve been through enough as-is.
Invest in an Emergency Tree Service for Your Needs
Now that you have seen an in-depth guide on whether an emergency tree service is covered by homeowners’ insurance or not, be sure to use this information wisely.
Take the time to read this article for more information on why DIY tree removal is bad. For more inquiries, please be sure to reach out to us by phone at 425-578-5584 and we will be happy to assist you further.